₹2,000 se upar UPI payment = extra charge? Not for you. 👀
From 15 October 2026, MDR will apply to select merchant UPI payments above ₹2,000. However, the charge will be paid by the merchant, not the customer.
✅ Personal UPI transfers remain free
✅ Most merchant transactions remain unaffected
✅ Standard MDR: 0.4%, capped at ₹300
✅ Essential sectors have special lower rates
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Posted on : 24 Sep 2026 11:50 PM
